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Over 80% of our clients at Gustan Cho Associates are borrowers who could not qualify at other mortgage lenders on FHA loans in Las Vegas with bad credit. 2015. 4. We strive to create a lifetime relationship with all borrowers , referral partners,. . J. 00. Emily S. Kari Phillips at Guaranteed Rate. As first time buyers and in the middle of a pandemic shutdown, we had a ton of questions and concerns. Service Offerings in Las Vegas.